Prepare Now for UAD 3.6

UAD 3.6 is transforming residential appraisal reporting through a dynamic Uniform Residential Appraisal Report, expanded structured data, and updated appraisal delivery requirements.

Global DMS is not waiting for the mandatory implementation date. We are already preparing our clients, operations teams, technology, and appraiser panel to support a controlled and efficient transition.

Schedule a UAD 3.6 Readiness Meeting

What Is UAD 3.6?

The Uniform Appraisal Dataset 3.6, commonly referred to as UAD 3.6, is the next generation of residential appraisal reporting standards introduced by Fannie Mae and Freddie Mac.

UAD 3.6 replaces traditional appraisal forms—such as the 1004 and 1073—with the new Uniform Residential Appraisal Report, or URAR.

Rather than relying on fixed forms, the URAR uses a dynamic reporting format with standardized, structured data fields. This approach is designed to improve appraisal consistency, transparency, data quality, and usability throughout the mortgage process.

The industry rollout began in 2025 and is currently in its transition phase. Lenders may already submit appraisals using UAD 3.6. Beginning November 2, 2026, appraisal reports delivered to the government-sponsored enterprises will be required to use the new format.

What UAD 3.6 Means for Lenders

UAD 3.6 provides lenders with cleaner, more consistent, and machine-readable appraisal data. This creates opportunities to:

• Strengthen appraisal review and collateral risk analysis
• Identify valuation concerns earlier through analytics and automation
• Integrate appraisal data more effectively with underwriting and collateral-risk platforms
• Reduce reliance on manual review and interpretation
• Improve reporting consistency across appraisers, properties, and loan files

The result is a more efficient appraisal review process, better use of valuation data, and stronger collateral risk management.

Start Preparing for the Transition

Successful UAD 3.6 adoption will require more than a software update. Lenders will need to evaluate their appraisal workflows, integrations, review processes, operational procedures, and appraiser readiness.

Global DMS is actively preparing for these changes so our clients can move forward with greater clarity and fewer operational disruptions.

Schedule a UAD 3.6 Readiness Meeting to review your current process, identify potential gaps, and develop a practical transition plan.